Finante-Banci
Alpha Bank: dobanda fixa de 4,9% in primul an, la ipotecare in euro
Alpha Bank ofera la creditele ipotecare Alpha Housing in euro, contractate in perioada 15 aprilie - 15 iulie, o dobanda fixa de 4,9% pe an in primul an, si de 6,9% in al doilea an, dupa care dobanda devine variabila.
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Anterior, creditul in euro cu dobanda fixa in primii ani era disponibil in doua variante. Clientul avea posibilitatea de a opta intre un imprumut cu dobanda fixa de 5,9% in primul an sau un credit cu dobanda fixa de 6,9% in primii doi ani, dupa aceasta perioada dobanda devenind variabila.
Alpha Housing este un produs destinat achizitionarii si construirii de locuinte, decorarii sau amenajarii casei si refinantarii unui alt credit similar contractat de la o alta banca.
Banca nu percepe comision lunar de administrare, ci doar comision de acordare, dupa cum se specifica in comunicatul institutiei de credit.
Imprumutul este totodata disponibil in lei si dolari. Gradul maxim de indatorare poate ajunge in cazul Alpha Housing la 70%, iar creditul poate finanta intergral investitia.
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