Finante-Banci
Anghel, BCR: Bancile renunta la \”E-urile\” din credite si trec la ingrediente \”bio\”
Bancile comerciale locale renunta la "E-urile" din politica de creditare, adica la creditele cu buletinul si la dobanzile aparent foarte mici, si trec la o "alimentatie bio", adica la o creditare responsabila, a spus Lucian Anghel (foto), economistul sef al Bancii Comerciale Romane (BCR).
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Anghel a mentionat ca bancile nu vor mai credita ca in anii anteriori, fixand dobanzi foarte mici pentru credite la inceput, care apoi cresc pe parcursul maturizarii creditului si se transforma intr-un dezavantaj pentru client.
Acesta a spus, in cadrul unui seminar organizat de Finmedia, ca si in lipsa crizei era normal sa urmeze o corectie a creditarii in conditiile in care imprumuturile au inregistrat o crestere accelerata in anii anteriori.
„Viitorul ne rezerva inovare. Bancile se vor concentra in viitor, nu pe cote de piata, ci pe clientii existenti”, a precizat economistul sef al BCR.
El a mai spus ca dobanzile practicate in prezent de finantatori la credite si depozite sunt prea mari si este inevitabila o diminuare a acestora.
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