Finante-Banci
Bancile sunt rezervate in privinta oportunitatii refinantarii creditelor date de concurenti
Bancile sunt rezervate in privinta valorificarii oportunitatii de refinantare a imprumuturilor acordate de alte institutii de credit, bazandu-se in principal pe produsele deja existente in portofolii, si practica comisioane maxime de rambursare anticipata pentru creditele cu rate fixe, potrivit Mediafax.
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Reprezentantii UniCredit Tiriac Bank, Raiffeisen, OTP Bank, Bank Leumi, Millennium Bank si Bank of Cyprus au precizat ca bancile au deja in portofoliu credite care pot fi utilizate pentru refinantarea altor imprumuturi.
In ceea ce priveste comisioanele practicate la rambursarea anticipata a creditelor, BCR, Alpha Bank, UniCredit, Raiffeisen si Intesa Sanpaolo Bank, au ales sa perceapa nivelul maxim aprobat prin legislatie, de 1% din suma de rambursat daca perioada pana la scadenta este mai mare de un an si de 0,5% daca intervalul de creditare ramas este mai mic de 12 luni.
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