Finante-Banci
Basescu: Voi promulga Ordonanta 50 numai daca va limita atributiile ANPC asupra bancilor
Presedintele Traian Basescu a declarat luni la TVR ca va promulga legea privind contractele de credit pentru consumatori daca OUG 50/2010 va fi modificata in Parlament in sensul limitarii atributiilor ANPC asupra bancilor, dar si referitor la relatia client-banca, potrivit Mediafax.
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Seful statului a precizat la TVR ca, in discutiile cu FMI, la care a participat ca mediator, s-a convenit ca Autoritatea Nationala pentru Protectia Consumatorilor (ANPC) nu poate si nici nu are calitatea de a inchide activitatea unei banci, acest lucru revenind BNR, conform sursei citate.
OUG 50/2010 transpune in legislatia romaneasca Directiva Europeana 48/CE/2008, printre cele mai cunoscute prevederi ale actului normativ fiind eliminarea comisionului de rambursare anticipata la creditele cu dobanda variabila si calcularea dobanzii in functie de un indice de referinta transparent, la care se adauga o marja fixa, care nu poate fi modificata fata de contractul initial.
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