Finante-Banci
BCR a redus dobanda la creditele negarantate de nevoi personale cu pana la 2,4 p.p.
Banca Comerciala Romana (BCR) a redus, incepand cu 3 mai, ratele de dobanda fixa pentru creditele negarantate de nevoi personale, nou acordate, in lei, cu pana la 2,4 puncte procentuale, a anuntat luni banca.
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„Decizia vine in corelatie cu trendul de descrestere a costului de finantare al bancii precum si cu politica BNR privind dobanda de politica monetara”, se arata in comunicatul institutiei financiare.
Astfel, BCR ofera clientilor sai dobanzi pornind de la 7,5% pe an ajungand pana la maxim 11% pe an pentru creditele de nevoi personale Divers Extra BCR in lei.
Divers BCR este un credit nenominalizat, in lei si in valuta cu o valoare maxima de pana la 20.000 de euro (sau echivalentul in lei).
Profitul net consolidat dupa impozitare si plata intereselor minoritare al grupului BCR a scazut in primul trimestru din acest an cu 26,4% fata de aceeasi perioada din 2009, la 243 milioane lei (58,7 milioane euro), in principal din cauza costurilor mai mari cu provizioanele.
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