Finante-Banci
BCR intra pe refinantari cu un credit de consum in lei cu DAE de la 13,2%
Banca Comerciala Romana (BCR), membra a Erste Group, ofera imprumuturi de nevoi personale in lei, inclusiv pentru refinantari, cu DAE incepand de la 13,24%, fara comisioane si asigurare de viata gratuita. Banca nu cere garantii reale, iar asigurarea de viata este oferita gratuit.
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Clientii pot imprumuta pana la 20.000 de euro echivalent lei, fara avans, garantii sau ipotecarea unui imobil.
Creditul este disponibil si pentru refinantarea creditelor detinute la BCR sau la alte banci, inclusiv suplimentarea acestora la costuri mai atractive, se arata intr-un comunicat al bancii.
Dobanda nominala este calculata in functie de indicatorul Robor la sase luni plus o marja de 6,25 puncte procentuale, iar BCR nu mai percepe alte comisioane.
Profitul net al grupului BCR s-a redus in 2010 cu 46,7% pana la 465 milioane de lei (110 milioane de euro), comparativ cu 2009, acesta fiind cel mai slab rezultat de la privatizare.
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