Finante-Banci
BNR accepta ca bancile sa ia 35% din valoarea garantiei in calculul provizioanelor
Bancile isi vor putea diminua expunerea provizionata cu 35% din valoarea garantiilor aferente, fata de 25% in prezent, i-a anuntat vineri pe bancheri Florin Georgescu, primviceguvernatorul BNR, citat de Mediafax.
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Radu Ghetea, potrivit presedintelui ARB, decizia va fi comunicata in urmatoarea perioada, iar pragul acceptat este sub solicitarea initiala a bancilor, care au cerut o diminuare a expunerii cu 50% din valoarea garantiei.
De asemenea, banca centrala studiaza posibilitatea ca la calculul lichiditatii bancilor comerciale pe banda 1 sa fie luate in calcul doar 40% din pasivele la vedere.
In prezent, pentru creditele cu restante mai mari de 90 de zile, bancile comerciale constituie provizioane calculate ca diferenta dintre suma bruta a expunerii si 25% din valoarea garantiei constituite de debitor.
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