Finante-Banci
Care sunt comisioanele la plata cu cardul peste granite
Bancile practica in cazul cardurilor de debit in lei, de exemplu, comisioane de eliberare numerar la ATM-uri in tranzactiile international care variaza intre 0,2% si 0,3%, iar la unele banci nu pot fi mai mici decat o anumita suma fixa de cativa lei.
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In cazul eliberarii de numerar de la alte banci decat banca emitenta a cardului, comisionul practicat poate varia intre 0,75% si 2%, la care se adauga o marja fixa de 4,5 lei sau 2 euro.
Comisionul de conversie valutara variaza intre 2% si 2,5%, in general. Bancherii taxeaza si contestarile considerate ca fiind nejustificate ale unor tranzactii, taxa aplicata fiind intre 5 lei si 30 lei, in functie de tipul de card, scrie Gandul.
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