Finante-Banci
Cat de profitabil este depozitul bancar dupa impozitarea cu 16% a dobanzii
In momentul de fata, dobanzile acordate de banci nu asigura decat contracararea inflatiei si plata impozitului la stat.
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Daca anul trecut depozitele bancare in lei erau o investitie profitabila: dobanzile acordate de banci erau de peste 12%, de doua ori si ceva mai mari decat inflatia, in acest moment depozitul bancar in moneda nationala nu mai poate garanta decat protejarea banilor depusi de deprecierea cauzata de inflatie.
Transformarea a avut loc din doua motive: bancile nu mai acorda dobanzi mari la depozite, iar Guvernul a decis reintroducerea impozitului de 16% pe castigurile din bonificatii, scrie Gandul.
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