Finante-Banci
Cat timp sa depozitezi leii pentru a avea castig maxim
Dobanzile oferite de banci pentru depozitele in lei la termen pe 6 sau 12 luni sunt in prezent cele mai mari de pe piata bancara.
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Anul trecut economiile pe 1-3 luni erau cele mai profitabile. Deponentii au de castigat cel putin un punct procentual daca pastreaza economiile in banca o perioada cuprinsa intre sase luni si un an si nu aleg un depozit pe maximum trei luni, asa cum sunt obisnuiti.
In ultimul timp, bancile ofera dobanzi mai mari la depozitele cu scadente mai mari. Trei din cele mai mari banci aplica aceasta strategie. Banca Transilvania, care in 2010 oferea cele mai mari dobanzi la lei pentru depozitul pe 111 zile, plateste cel mai mult acum, respectiv 7,5% pe an, pentru economiile la termen pe 12 luni in lei.
Aceeasi situatie este valabila la Banca Comerciala Romana (care are insa o promotie si la economiile pe trei luni) si BRD SocGen, relateaza EVZ.
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