Finante-Banci
Ce bonusuri au bancile pentru romanii cu carduri: reduceri la cumparaturi si rate fara dobanda
Ca sa isi fidelizeze si sa isi extinda clientela, bancile ofera tot felul de bonusuri si recompense utilizatorilor de carduri. Posesorii de carduri pot sa primeasca puncte de loialitate care valoreaza bani - cel mai frecvent mod de a recompensa utilizatorul instrumentului de plata.
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Punctele pot fi folosite ulterior pentru reduceri la diferite magazine partenere sau valorificate sub forma de cumparaturi gratuite la acelasi comerciant. Totodata, folosirea cardului aduce si reduceri de pana la 20-30% la comerciantii parteneri.
Alt beneficiu consta in rambursarea de catre banca a unui procentaj din banii cheltuiti. Pe lista avantajelor mai figureaza si plata in rate fara dobanda, precum si o perioada de gratie extinsa pana la 60 de zile, in cazul cardurilor de credit, relateaza Gandul.
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