Finante-Banci
CEC Bank majoreaza plafonul de garantare al programului Prima Casa 4
CEC
Bank a obtinut majorarea plafonului de garantare aferent programului Prima Casa
4 cu suma de 11,5 milioane euro, ca urmare a epuizarii plafonului aprobat
initial.
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Prin acest program CEC Bank acorda imprumuturi in lei si
euro la dobanzi de Robor (rata dobanzii la imprumuturi pe piata interbancara
romaneasca) la trei luni + 1,9 puncte, respectiv Euribor (referinta pe piata
interbancara pentru creditele in euro) la trei luni + 4 puncte.
Aportul propriu trebuie
sa fie in valoare de minim 5% din pretul de achizitie sau costul de construire
a locuintei, iar durata maxima de finantare este de 30 de ani. Banca accepta credite in
vedrea completarii veniturilor solicitantului.
Guvernul a extins in iunie, cu 200 milioane euro, plafonul
de garantii disponibil pentru programul „Prima Casa”. De aceasta
suplimentare vor beneficia doar bancile care au epuizat sumele alocate initial si
vor sa acorde credite in continuare, tot prin asumarea a 50% din risc, cealalta
jumatate revenind statului.
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