Finante-Banci
Cel mai solicitat credit: 10.000 de euro pentru nevoi personale
Majoritatea romanilor ar imprumuta 10.000 de euro de la banca, sub forma de credit de nevoi personale fara ipoteca, iar clientii nu mai merg pe principiul "ce suma maxima pot sa iau", reiese dintr-un studiu al infoStatistici.ro, citat de adevarul.ro.
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„Romanii incep sa dea dovada de o anumita educatie financiara si iau in calcul nevoile pe care trebuie sa le acopere cu suma imprumutata de la banca”, a declarat Alina Mosneagu, analist financiar in cadrul retelei infoBancare.ro.
Un solicitant care in luna august a castigat salariul mediu net pe economie, de 1.339 de lei (echivalentul a 316 euro) poate accesa un credit de nevoi personale fara ipoteca de 10.000 de euro, la un grad de indatorare de maximum 60% din venit.
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