Finante-Banci
Creditul last-minute. Cum se imprumuta Romania de pe-o zi pe alta pentru ca nu mai are bani
Pentru ca bancile refuza sa imprumute Finantele, pe termen mediu si lung, la dobanzi rezonabile, de cel mult 7%, ministerul apeleaza la creditele pe termen foarte scurt, pentru care bancherii cer doar 4-5% pe an. Ministerul Finantelor a imprumutat marti un miliard de lei de la bancile comerciale la o dobanda de 4,62% pe an, maturitatea creditului fiind de 14 zile.
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„Ce sa faca si ei, profita de faptul ca dobanzile la imprumuturile pe termen foarte scurt, overnight, sunt foarte mici. Au incercat sa ia pe termen lung si nu au obtinut dobanda pe care au vrut-o. Asta e. Piata e plina de bani, nu ar avea probleme sa se imprumute. Parca se incapataneaza prea mult sa tina costul imprumuturilor atat de jos”, a declarat pentru Gandul consultantul financiar Bogdan Baltazar.
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