Finante-Banci
Creste oferta de carduri care ramburseaza o parte din cheltuieli: Citibank, cea mai noua banca pe lista
Citibank Romania a lansat Value Card, un card de credit care ramburseaza clientului intre 2 si 5% din suma cheltuita la comercianti, in limita a 300 de lei pe luna, potrivit bancii. Creditul accesat de pe card are o dobanda de circa 26% pe an, iar clientii eligibili sunt persoanele cu venituri peste 1.000 de lei si varsta peste 25 de ani.
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Banca a incheiat pentru acest produs parteneriate cu circa 100 de firme, de unde detinatorii de card pot face cumparaturi beneficiind de reduceri pana la 20%. Un beneficiu in plus oferit de card este un an in plus de garantie pentru produsele electronice achizitionate prin intermediul sau.
Cardul are un comision anual de administrare de 60 de lei.
Oferirea de bonusuri pentru cheltuielile efectuate cu cardul este una din modalitatile prin care bancile au incercat sa atraga clientii prin aceste produse.
RBS Romania este o alta institutie de credit care ofera un bonus de pana la 2% pentru cheltuielile cu cardul. De asemenea, Banca Romaneasca a derulat o campanie in cadrul careia oferea clientilor un bonus de 2% din cheltuieli.
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