Finante-Banci
Cresterea Euribor incepe sa-i arda la buzunar pe cei cu credite in euro
Aveti credit in euro?
Pregatiti-va sa platiti o rata mai mare. Luna aceasta majoritatea bancilor fac
resetarea periodica a dobanzilor la creditele cu costul legat de indicatorul
Euribor, care s-a dublat in ultimul an, relateaza [url=http://www.zf.ro/banci-si-asigurari/cresterea-euribor-incepe-sa-i-arda-la-buzunar-pe-cei-cu-credite-in-euro-aveti-credit-in-euro-pregatiti-va-sa-platiti-o-rata-mai-mare-8306363]Ziarul Financiar.[/url]
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Nivelul Euribor la trei luni (indicatorul de care sunt legate dobanzile
la majoritatea creditelor in euro acordate de bancile locale) a crescut cu 0,3
puncte procentuale din martie pana in prezent, la 1,43% pe an, ajungand astfel
sa fie dublu fata de aceeasi perioada a anului trecut.
Aceasta
inseamna ca rata la un credit ipotecar de 50.000 de euro, acordat pe 25 ani la
o dobanda efectiva de 8,5% pe an, va creste la sfarsitul lunii cu 10 euro (40
de lei), pana la 390 de euro.
Vestile rele nu se opresc, analistii estimand ca dobanda-cheie la euro
va urca la 2% la sfarsitul anului, ceea ce ar putea antrena cresterea
Euribor peste pragul de 2,25% pe an. Un nivel al Euribor de 2,25% pe an in
decembrie ar insemna inca 30 de euro in plus la rata lunara.
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