Finante-Banci
Cum poti pierde totul din cauza unei restante la credit
In cazul in care nu isi acopera paguba prin executarea garantiei aduse la credit, bancile pot vinde aproape orice alt bun al debitorului. Declinul pietei imobiliare a adus mii de romani cu credite in situatia de a pierde totul, nu numai casa ipotecata, in cazul in care nu au posibilitatea de a achita ratele.
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„Putem urmari orice alte bunuri din patrimoniul debitorului sau al codebitorului in contextul in care valorificarea garantiei nu acopera valoarea creantei catre banca”, explica pentru RL Liviu Fenoghen, coordonator regional in directia recuperare creante a BRD.
In ceea ce priveste natura bunurilor ce pot fi valorificate de catre banca exceptii relevante sunt doar produsele alimentare si obiectele de cult, relateaza Romania Libera.
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