Finante-Banci
Danila, BNR: Bancile trebuie sa invete sa dea credite in noul context economic
Bancile trebuie sa invete sa crediteze in noul context economic, pentru ca multe din problemele firmelor sunt generate de faptul ca nu le sunt prelungite liniile de credit si nu primesc imprumuturi noi, a declarat Nicolae Danila (foto), membru al consiliului de administratie al Bancii Nationale (BNR), luni, in cadrul unui seminar.
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„Riscul creditelor exista, dar el trebuie manageriat pe termen mediu si lung, altfel se va amplifica”, a spus Danila.
Pe fondul crizei, bancile au acordat foarte greu imprumuturi, in special pe termen lung, pentru ca resursele pe care le au la dispozitie sunt atrase pentru perioade scurte de timp, ceea ce nu incurajeaza creditarea pe un interval mai indelungat, au spus reprezentantii bancilor comerciale, prezenti la seminar.
BNR va continua politica prin care incearca sa creeze stabilitate financiara in Romania, asa incat creditarea sa se poate derula in parametri normali, conform lui Danila.
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