Finante-Banci
Dobanzile la credite au scazut cu pana la 30% in ultimul an. Anuntati-va bancile!
In ultimul an, indicatorii folositi la calcularea dobanzilor au scazut de la 15% la 7% la creditele in lei, de la 3% la 1% la cele in euro si de la 1,75% la sub 0,5% la cele in dolari.
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Nu toti clientii se bucura insa de aceasta reducere, din doua motive. Primul este ca banca se angajeaza sa recalculeze dobanda la o anumita perioada de timp, de cele mai multe ori la fiecare trei sau sase luni. in contractul de credit, banca precizeaza clar la cat timp se recalculeaza dobanda. Al doilea motiv este ca unele banci „uita”, pur si simplu, sa o recalculeze, scrie Gandul.
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