Finante-Banci
Dobanzile la creditele de casa in lei au coborat aproape de nivelul celor in euro
Scaderea dobanzii de referinta a Bancii Nationale a dus la scaderea referintelor din piata monetara interbancara.
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Indicatorii Robor la 3 si 6 luni, cei mai importanti pentru calcularea dobanzilor variabile la credite, au scazut la minime record, de 3,17%, respectiv 3,74%, dupa ce BNR a redus dobanda cheie la 4,25%. In consecinta, de reducerea indicatorilor Robor beneficiaza si cei care au credite in derulare (cu dobanzi variabile) sau cei care cauta sa ia un credit cu dobanda limitata la nivel de marja.
Din aceasta categorie fac parte si creditele Prima Casa. Statul limiteaza nivelul marjei de dobanda la 2,5 puncte procentuale, care se adauga peste cotatia Robor la 3 luni, informeaza Economica.net.
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