Finante-Banci
Executarea silita, mai rentabila decat plata ratelor la credit
Scaderea puternica a valorii colateralului ii determina pe unii debitori ai bancior sa renunte voluntar la credit si, implicit, la imobilele cu care au garantat.
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Unele dintre apartamentele si casele executate de banci au valori cu pana la 50% mai scazute decat datoriile celor imprumutati, in cazul terenurilor devalorizarea fiind mult mai mare. In aceste conditii, o parte din cei care au facut speculatii imobiliare sunt tentati sa cedeze voluntar ipoteca catre banca si sa intrerupa rambursarea creditului, chiar daca au resurse pentru achitarea ratelor, scrie Saptamana Financiara.
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