Finante-Banci
Groningen, Raiffeisen: OUG 50 a venit in cel mai prost moment posibil pentru clienti. Poate conduce la scumpirea creditelor
Ordonanta 50 a aparut in momentul cel mai prost pentru clienti, pentru ca dobanda interbancara Euribor in functie de care sunt exprimate dobanzile la creditele in euro se va majora in mod sigur in viitorul apropiat, ceea ce va conduce la scumpirea creditelor, a declarat Steven van Groningen, CEO al Raiffeisen Rank Romania.
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In prezent, bancile au incluse in dobanzi anumite „functii tampon” la care pot umbla in situatia in care creste costul Euribor si cel al riscului de tara, a spus Groningen.
„Daca o banca are functie de tampon prin care poate absorbi o crestere a Euribor sau a riscului de tara, dupa ce se va implementa OUG 50 (care obliga bancile sa renunte la aceste functii n.r.), intreaga crestere a Euribor va trebui transferata clientului”, a mai spus Groningen.
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