Finante-Banci
ING: Creditele ipotecare au scazut in ianuarie la 30% fata de ianuarie 2008
Creditele ipotecare acordate de ING Bank Romania pe segmentul retail au scazut in prima luna anului la nivelul a 20-30% fata de volumul aferent primei luni din 2008, a declarat Albert Roggemans, CEO retail banking ING Romania.
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In ce priveste nivelul creditelor de nevoi personale, acesta a scazut in ianuarie la 50% comparativ cu aceeasi luna a anului 2008.
Conform lui Roggemans, activitatea de creditare a incetinit pentru ca cererea din partea clientilor a fost redusa, acestia devenind foarte prudenti in ultimul timp.
Totodata, acesta a declarat ca datorita portofoliului foarte solid de credite, nivelul provizioanelor constituite de banca a fost foarte scazut.
„In acest an, nivelul provizioanelor va fi mai mare, pentru ca riscul aferent clientilor a crescut”, a estimat Roggemans.
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