Finante-Banci
Isarescu: Bancile comerciale vor afisa propriile referinte pentru calculul dobanzilor
Marile banci comerciale vor afisa in curand propriile dobanzi de baza, de la care vor porni pentru calcularea dobanzilor la credite, a declarat luni Mugur Isarescu, guvernatorul bancii centrale.
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Isarescu sustine ca este normal ca marile banci comerciale sa isi fixeze propriile dobanzi de baza, deoarece dobanda de pe piata interbancara devine irelevanta.
„Azi (luni – n.r.) valoarea tranzactiilor de pe piata monetara a fost de 500 milioane de lei. Ce relevanta poate avea aceasta piata pentru o institutie financiara care acorda un credit de cateva sute de milioane sau de 1 miliard de lei?”, a spus guvernatorul.
Acesta a mentionat ca in aceste conditii, i se pare normal ca bancile sa isi fixeze costurile la credite nu in functie de dobanzile de pe piata interbancara, ci legandu-se de repere proprii, de costul achitat pentru refinantare etc.
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