Finante-Banci
Isarescu: Cand pierzi atat de mult timp pentru badijonat, cand sa mai ai timp de creditare?
Bancile sunt mult prea ocupate sa corecteze politica de creditare de dinaintea
crizei pentru a mai avea timp sa
crediteze si trebuie sa le
explice clientilor, care uneori castiga in instanta,
de ce ratele platie inseamna atat
de putin din imprumutul
acordat, afirma guvernatorul BNR, Mugur Isarescu.
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„Toti am vazut ca dupa anul 2008, cand fie vorba, desi
uneori ni se spune ca n-am prevazut criza, BNR atragea in repetate randuri atentia
asupra unei creditari expansive. Multi sunt acum inspaimantati si atunci ne aratau
cu degetul, ca noi cobim. Creditul cu buletinul, dar nu e vorba de acest produs
in sine, ci de o disociere alarmanta pentru o banca unde se face o analiza de
risc intre tipologia creditului si maturitate”, a spus Isarescu.
Guvernatorul BNR a aratat ca,
in ciuda discutiilor despre reluarea creditarii, procesul este ingreunat de
presiunea pusa pe banci de a corecta politica de creditare din perioada
pre-criza, potrivit
Mediafax.
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