Finante-Banci
Isarescu: Dobanzile la creditele in lei sunt mai mici decat inainte de criza
Dobanzile din economia reala, au coborat chiar sub nivelul de dinaintea declansarii crizei, in special cele la credite in lei, a spus luni Mugur Isarescu, guvernatorul Bancii Nationale a Romaniei (BNR), in cadrul prezentarii raportului trimestrial de tintire a inflatiei.
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„Creditarea in lei este de dorit in special pentru cei care nu isi realizeaza veniturile in valuta”, a mai spus Isarescu.
„Scaderea a fost mult mai vizibila la creditele si depozitele pentru companii decat la cele pentru populatie”, a completat guvernatorul.
In ultimele 5 sedinte de politica monetara banca centrala a „mentinut nivelul ratei dobanzii cheie, ceea ce inseamna nu o politica pasiva ci una activa”, a spus Isarescu, care a mentionat ca interesul major al BNR este evolutia dobanzior din economia reala, care au scazut.
Dobanda cheie a bancii centrale este de 6,25% pe an. Nivelul rezervelor minime pentru pasivele in lei si valuta ale bancilor comerciale este de 15%, respectiv 25%.
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