Finante-Banci
OTP Bank Romania a redus dobanzile la creditele ipotecare noi cu pana la 1,7 p.p.
OTP Bank Romania a micsorat, de la 1 octombrie, dobanzile la creditele ipotecare pentru achizitie si la creditele de nevoi personale cu ipoteca, nou contractate, in euro, cu pana la 1,7 puncte procentuale, a anuntat banca.
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La un credit ipotecar pentru achizitie sau de nevoi personale cu ipoteca, nou contractat, in euro, cu comision lunar, pentru cei care isi transfera salariul intr-un cont curent deschis la OTP Bank, rata dobanzii este de 4,37%, iar comisionul lunar este de 0,29%.
Astfel, dobanda anuala efectiva (DAE) este de 8,14%, pe o perioada de 30 de ani, pentru un credit de 50.000 euro. Metoda de calcul este calculata in functie de Euribor la 3 luni plus 3,5%. Valoare totala platita va fi de 121.611 euro.
OTP Bank Romania este membra a OTP Group, ce ofera servicii universale in 9 tari din regiune si deserveste mai mult de 13,5 milioane de clienti, prin intermediul a peste 1.500 de unitati teritoriale, prin intermediul retelei de ATM-uri si prin sistemul de canale electronice.
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