Finante-Banci
Puzderie de taxe si comisioane atasate cardurilor de credit
Cardurile de credit sunt instrumentele financiare prin care bancile percep cele mai multe taxe si comisioane. Alegerea cardului de credit cu cele mai mici costuri din piata este dificila. Un comision zero pentru un anumit serviciu anuntat in oferta unei banci este compensat, adesea, cu taxe ridicate pentru alte servicii, astfel incat clientii pot alege produsul in functie de utilizarea cea mai frecventa pe care doresc sa o dea cardului de credit.
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Cel mai des intalnite costuri in oferta tuturor bancilor sunt: taxa de emitere a cardului principal, taxa de administrare, taxa reemitere card, comisioane de utilizare la ATM-urile bancilor, la ATM-uri ale altor banci din Romania sau la ATM-uri internationale, comisionul de regenerare cod PIN sau cel pentru refuz la plata nejustificat, scrie Capital.ro.
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