Finante-Banci
Raiffeisen: Clientii pot alege dupa 1 an dobanda fixa sau variabila la ipotecare
Clientii Raiffeisen Bank care au contractat un credit Flexi Plus, Casa Ta sau Flexicredit Integral (de refinantare) pot opta, dupa primul an, pentru tipul de dobanda pe care o vor plati, revizuibila, fixa pe un an sau fixa pe trei ani.
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Astfel, incepand cu luna februarie, persoanele fizice care contracteaza un credit garantat cu ipoteca de la Raiffeisen Bank pot beneficia de dobanda fixa pe o perioada de un an.
Din al doilea an, la fiecare aniversare a creditului, clientii pot opta pentru una din urmatoarele trei variante: dobanda revizuibila, dobanda fixa pe un an sau dobanda fixa pe trei ani. Clientul poate opta pentru un nou tip de dobanda anual, la fiecare aniversare a creditului.
Tot la aniversarea creditului, clientii au posibilitatea de a rambursa anticipat fara a plati comisionul aferent tranzactiei.
„De asemenea, pentru platile anticipate de maxim 20% din soldul creditului, efectuate anual la data aniversarii, clientii nu platesc comision de rambursare”, a explicat Madalina Teodorescu, director Aria Credite Persoane Fizice, Raiffeisen Bank.
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