Finante-Banci
Ratele la creditele in euro vor creste, cele la creditele in lei vor scadea
Romanii vor plati rate cu 5-10% mai mari la creditele in euro in cel mult un an, adica zeci sau sute de euro in plus, in functie de marimea imprumutului, in timp ce creditele in lei s-ar putea ieftini cu un punct procentual in conditiile in care tot mai multe banci incearca sa atraga clienti noi, potrivit unor analisti citati de Gandul.
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Bancile prognozeaza ca in toamna, Euribor la trei luni – indicator folosit de banci in formula decalcul a ratelor, alaturi de marja proprie – va ajunge la 1,5%, fata de 0,7% in iunie 2010, pe fondul temerilor legate de cresterea inflatiei in Europa. Analistii spun insa ca avansul Euribor nu se va transmite imediat in dobanzile creditelor si nici integral, precizeaza sursa mentionata.
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