Finante-Banci
Romanul care a invins in lupta cu bancile. El plateste o dobanda de 3% la credit
Un client BCR din
judetul Vrancea va plati de acum pentru creditul de nevoi personale cu ipoteca
o dobanda formata din Euribor plus marja de 1,5%, cu peste 7 procente sub
nivelul impus anterior de banca.
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Judecatoria Focsani a admis actiunea unui client al BCR
care reclama modul prin care i s-a actualizat rata dobanzii in cazul unui
credit de nevoi personale cu ipoteca, in euro, contractat in noiembrie 2007,
scrie [url=http://www.conso.ro/credite-imobiliare/bcr-a-fost-obligata-irevocabil-in-instanta-sa-scada-dobanda-unui-credit-in-euro-sub-3]conso.ro[/url].
In plus, clientului i-a fost redus comisionul platit lunar, prin aplicarea
procentuala la sold, si nu la valoarea initiala a creditului.
„Este ilogic sa fortezi un agent economic sa vanda un produs sub costurile sale
de finantare. Este absurd, ca banca, sa fii fortata sa dai un credit cu dobanda
mai mica decat dobanda la depozit, adica sa produci pierdere”, a declarat Ionut
Stanimir, sef departament la Directia de Comunicare a BCR.
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