Finante-Banci
Romanului ii place cash-ul: Platim cu cardul doar o data pe luna
Obisnuiti sa-si retraga tot salariul de la bancomat, posesorii de carduri isi achita foarte rar cumparaturile direct la comerciant. Platesc prin card la comerciant, in medie, 130 de lei, dar retrag de la bancomat de peste trei ori mai mult. Romanii nu se dezvata sa foloseasca numerarul.
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Desi numarul de terminale prin care se poate efectua plata direct la magazin (POS – Point of Sale) a crescut pana la aproape 127.000 de unitati, de la 80.000 la jumatatea lui 2008, romanii opteaza foarte rar pentru aceasta varianta, noteaza Adevarul.
Ei prefera sa retraga numerar de
la bancomate pentru a-si achita apoi cu el cumparaturile. Astfel, posesorii de
carduri platesc doar o data pe luna direct la comerciant. Mai exact, cu cele 11,4 milioane de carduri active s-au efectuat in
trimestrul al doilea din 2013 doar 39,2 milioane de tranzactii la POS-urile
montate in Romania, potrivit datelor Bancii Nationale a Romaniei. Totusi, situatia s-a imbunatatit comparativ cu aceeasi
perioada din 2008, cand un posesor de card platea direct la comerciant o data
la doua luni si o saptamana.
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