Finante-Banci
van Groningen: Bancile nu pot trai fara imprumuturi, dar sa dai credite la costurile actuale e riscant
Nicio banca nu poate supravietui pe termen lung daca nu acorda imprumuturi, dar dat fiind nivelul mare al dobanzilor percepute in prezent, e foarte dificil pentru acestea sa deruleze o activitate de creditare sanatoasa, a spus miercuri Steven van Groningen (foto), presedintele Raiffeisen Bank Romania, in cadrul conferintei pe teme economice Forum Invest.
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Seful Raiffeisen Bank a spus insa ca in prezent este foarte dificil ca bancile sa scada ratele creditelor in lei, in conditiile in care costul la care se imprumuta, respectiv rata dobanzii cheie, este foarte ridicata.
Pe de alta parte, si scaderea costului la imprumuturile in euro este greu de realizat, deoarece creditele la care bancile locale au acces din exterior sunt foarte scumpe, dat fiind riscul mare asociat tarii.
„Cred ca ar trebui facut ceva pentru ca acest risc sa scada”, a spus seful Raiffeisen Bank.
In plus, Steven van Groningen a atras atentia ca nivelul mare al dobanzilor la credite este cauzat si de costurile mari pe care bancile sunt dispuse sa le plateasca pentru atragerea lichiditatilor.
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