Finante-Banci
Volksbank: Credite de nevoi personale numai in lei, incepand din iunie
Volksbank Romania ofera incepand din luna iunie credite de nevoi doar in moneda nationala, pentru a sustine politica BNR de limitare a creditelor de consum in valuta, conform unui anunt al bancii comerciale.
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Volksbank a lansat in aceasta luna un produs de creditare in lei cu dobanda fixa de 12%/an si dobanda anuala efectiva de 21%/an, ce poate fi acordat pe maxim 5 ani.
Banca percepe in cazul acestui produs un comision de risc, de 0,59% pe luna, acesta fiind singurul comision aferent creditului, conform unui comunicat al bancii emis miercuri.
Denumit Easy Credit Plus, produsul este oferit fara garantie ipotecara, pe o perioada de maxim 5 ani, valoarea maxima creditata fiind de 36.000 lei.
Au acces la imprumut persoanele cu varsta cuprinsa intre 18 si 70 de ani si cu venituri nete lunare de peste 200 de euro (in echivalent RON) pe solicitant.
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