Finante-Banci
Volksbank va lansa creditul ipotecar in lei, pe termen lung, cu dobanda fixa
Volksbank Romania are in vedere lansarea unui credit ipotecar in lei, acordat pe termen lung, cu dobanda fixa si cost total sub 10%/an, pe parcursul anului curent, a declarat Gerald Schreiner, presedintele bancii.
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„Costul total al creditului va fi mai mic de 10%/an. Daca ne uitam la dobanzile la credite in euro si in franci elvetieni, vedem ca au costuri totale intre 7,5 si 9%, asa ca dobanda pe care o vom practica la lei va fi foarte apropiata”, a declarat Gerald Schreiner, pentru DailyBusiness.
Acesta a mentionat ca prin noul produs, banca are in vedere cresterea apetitului romanilor pentru imprumuturile in moneda nationala.
Presedintele Volksbank a precizat ca noul produs va avea un cost total cu aproximativ doua puncte procentuale mai mic decat cele practicate de banca in prezent, la creditele ipotecare in moneda nationala.
Schreiner a mentionat ca se asteapta ca in primii 2 ani, banca sa inregisteze pierderi in cazul acestui produs, avand in vedere actualul nivel al dobanzii de politica monetara.
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