Finante-Banci
ZF: Bancile incaseaza lunar rate de 44 mil. euro la creditele ipotecare
Bancile incaseaza in fiecare luna circa 44 mil. euro doar din ratele rambursate de clienti la creditele ipotecare aflate in derulare, bani care vin indiferent de vanzarile noi de imprumuturi, scrie Ziarul Financiar.
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In prezent, sunt in derulare 176.000 de credite ipotecare, potrivit datelor Biroului de Credit, care primeste insa raportari de la banci dupa metodologia BNR, potrivit careia aceasta categorie include doar imprumuturile cu scop declarat de achizitionare de terenuri sau imobile.
Statistica nu include astfel si creditele de nevoi personale garantate cu ipoteca, care sunt, de asemenea, in volume importante.
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