Finante-Banci
Raiffeisen a lansat un credit fara garantii pentru IMM-uri
Raiffeisen Bank a anuntat luni lansarea unui credit pentru IMM-uri pentru obtinerea caruia nu mai este nevoie de garantii materiale.
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Creditul poate avea o valoare de pana la 70.000 RON (circa 20.000 euro) pe o perioada de 12 luni, care poate fi prelungita succesiv pe termene de cate 12 luni, au spus pentru DailyBusiness oficiali ai bancii.
Creditul poate fi obtinut in 24 de ore de la depunerea documentatiei, solicitantul intrand in posesia sumei imediat dupa semnarea contractului de credit. Avantajul acestui credit este dat de costurile aferente reduse, deoarece nu exista cheltuieli legate de inregistrarea garantiilor sau comisioane de neutilizare, conform reprezentantilor bancii.
Creditul completeaza oferta bancii pentru IMM-uri si persoane fizice, doua dintre cele mai dinamice sectoare de pe piata romaneasca. „Pe piata exista o cerere mare pentru astfel de credite”, a explicat Razvan Munteanu, vicepresedintele diviziei de retail al Raiffeisen Bank.
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